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5 Card Trick In Blackjack - Does It Automatically Win?

5 Card Trick In Blackjack - Does It Automatically Win?

The game of blackjack is a fascinating blend of strategy and chance, drawing players worldwide to its tables. Amidst the varying rules and strategies, there lies an intriguing rule known as the '5 Card Trick', also commonly referred to as the '5 Card Charlie'. 

This rule, while not universally implemented, can add an exciting dynamic to the game, potentially offering players an alternative route to victory. But does this rule automatically grant a win? Let's delve into the specifics. 

What Is A 5 Card Trick In Blackjack?

The objective in blackjack is straightforward: accumulate a hand value closer to 21 than the dealer without exceeding it. However, the 5 Card Charlie rule introduces an additional twist to this traditional concept. According to this rule, if a player successfully draws five cards without busting (exceeding 21), they automatically secure a win for that round, regardless of the dealer's hand total. 

This rule, as intriguing as it may be, is not universally accepted. It is more prevalent in informal, home-based blackjack games, and its presence in online or physical casinos varies widely. Thus, players are advised to familiarise themselves with the specific rules of the blackjack game they intend to play before diving into the action. 

Does A 5 Card Trick Beat 21 In Blackjack?

A common misconception is that a 5 Card Charlie guarantees an automatic win in every instance. However, this is not entirely accurate. Although holding five cards without busting qualifies for a 5 Card Charlie, the only hand it does not outdo is a hand totalling exactly 21 in two cards, often referred to as a 'natural' or 'blackjack'. 

In simpler terms, a dealer's natural prevails over a player's 5 Card Charlie. Again, this is not a hard and fast rule; it can vary from one blackjack game to the next, largely dependent on the house rules. 

What Is The 5 Card Charlie Blackjack Rule?

At its core, the 5 Card Charlie rule is designed to reward those bold enough to keep drawing cards despite the escalating risk of going bust. This rule rewards players who keep hitting as long as they can stay under 21, with the potential reward of an automatic win if they can successfully draw five cards. 

However, this rule is not typical in most casinos due to its potential implications on the house edge. Casinos need to maintain a certain profitability level to sustain their operations. 

Traditionally, the house edge in blackjack, without the 5 Card Charlie rule, stands at approximately 4%. However, games implementing the 5 Card Charlie rule can reduce the house edge to around 1%, offering players a significant edge. As a result, many casinos prefer not to allow the 5 Card Charlie rule. 

5 Card Charlie Odds & Payout

Achieving a 5 Card Charlie in a game of blackjack is not a common occurrence. The odds of this event are roughly 1 in 50, depending on the specific rules of the game. This rarity makes it a thrilling feat if achieved, adding an extra layer of excitement to the game. 

The payout for a 5 Card Charlie typically follows the standard blackjack payout of 1:1. However, certain casinos might offer a higher payout as part of their side bet offerings. In such cases, the payout could be as high as 5:1 or more, potentially making 5 Card Charlie quite the lucrative result for players. 

Is The 5 Card Trick Still Used In Casinos?

While the 5 Card Charlie Rule isn't a standard feature in most blackjack games, it does occasionally feature in some online and land-based casinos. However, given its impact on the house edge and the relative rarity of its occurrence, it's more of an interesting twist to the game than a rule that significantly influences gameplay or strategy. 

Therefore, it's best to check the house rules before playing to see whether they play the 5 Card Charlie. 

Playing Blackjack For Real Money Online

For those interested in playing blackjack for real money online, you're in the right place. Although there is a plethora of reputable online casinos available, you'll be hard-pressed to find many better than right here at Lion Wins. 

We offer a range of blackjack variations, from the standard game known in casinos around the world to more innovative versions that feature exciting twists. We even have live blackjack games that utilise real dealers.  

Press 'Join Now' in the top right corner of the page to begin creating your account. 

As with all forms of gambling, it's always important to play responsibly. Set a budget, stick to it, and never bet money you aren't comfortable losing. 


*All values (Bet Levels, Maximum Wins, etc.) mentioned in relation to this game are subject to change at any time. Game features mentioned may not be available in some jurisdictions.